Business Lending
WE Work
With You
River Valley Bank commercial lending officers work with their customers. We get to know our customers’ businesses and are committed to building solid banking relationships. It’s the way we do business at River Valley Bank.
Flexible lines of credit
Revolving loans are available to help your business through seasonal swings, finance a large order, or meet a specific financing need during your business cycle.
Term loans
Loans can be set up for any variety of needs your business has. Whether, it be equipment purchases, real estate, acquisitions, or other medium and long-range financing needs, we can help you. Terms can vary between equal monthly payments, balloons, and skip payments.
Bridge loans
Short-term loans are available for specific projects with repayment of the loan designed to occur upon completion of the project.
Construction loans
Whether you are building a new facility or remodeling an existing one, loans are available to finance your business construction.
SBA and other government loans
Depending on your specific needs and circumstances, a full array of government guaranteed loans providing a competitive fixed rate and a variety of terms are available. These loans can be used for equipment purchases, business acquisitions, commercial real estate, and working capital. Loan applications are subject to SBA (Small Business Administration) approval.
Lending decisions are subject to credit approval.
