Home Loans
make it
yours
Loan needs vary and at River Valley Bank we’ve got lending solutions, be it home loans or home equity financing.
Home Mortgage Loans
- Fixed rate mortgages (variety of terms available)
- Adjustable rate mortgages - ARM (variety of terms available)
- Balloon note mortgages
- Non-conventional mortgages for credit impaired customers
Home Equity Lines of Credit
- Enjoy the flexibility of a revolving line of credit that you use when you need it.
- Interest only or principal and interest payments available
- No penalties or fees for prepayment
- Apply once and use funds as you need them
- No points
- Higher ratios make it easier to qualify
- Automatic payment option – have your payment automatically made monthly from your River Valley Bank checking or savings account
- Reviewed for renewal every five years – Balloon payment required at maturity if loan is not renewed.
